Construction contractors put themselves at risk every single day on the job, facing unknown risks when working with heavy equipment and often from scaffolds at great heights. The job is demanding and has special challenges. One of the challenges... (Read More)

Asbestos is a naturally occurring substance that was regularly used in housing insulation from the 1940s through the 1970s. It was flame retardant and an inexpensive material to use in home construction. Not only was it used in insulation, but also... (Read More)

Are you the owner and operator of a general contracting business? Do you work in commercial or residential buildings? If your revenues are under $10 million, you may be able to benefit from a construction general liability policy. Here at C&S... (Read More)

Mold is a destructive nemesis for the construction industry and it has caused numerous problems for all kinds of contractors ranging from electricians to HVAC to roofers to environmental remediation. For this reason, it is vital that contractors... (Read More)

With pollution on the rise, it is becoming increasingly important to find ways to protect our natural resources, from air to water to soil. Does your company handle soil remediation? The need for this service is only going to become more in... (Read More)

Did you know? Falls are the leading cause of death in construction. In 2016, the U.S. construction industry saw 991 fatalities. Falls can happen from any height — roofs, scaffolds, ladders and more. Many of these deaths are preventable by... (Read More)

Lead-based paints were commonly used in homes constructed before 1978. If left undisturbed, the paint itself probably does not pose hazards. However, any scraping, peeling or sanding of the paint changes all of this. Disturbing the paint causes dust... (Read More)

Mold remediation is an extremely important service. However, it is one that requires the workers performing the service to be exposed to certain harmful conditions. Not only is exposure to the mold itself a risk, but the various biocides that are... (Read More)

Owning a general contracting business is rewarding, but it also presents a number of safety hazards. In fact, according to a 2016 report by Industrial Safety and Hygiene News, one in 10 construction workers are injured every year. The same study... (Read More)

Project managers and construction contractors often collaborate on projects. Questions may arise on liability issues: Does the responsibility to maintain liability insurance fall on the project manager, the contractor, or both? Who is liable when... (Read More)