Floods can occur without advance warning for homeowners regardless of location. You do not have to live in a flood zone to experience flood damage. Most homeowners are unprepared for the flooding event as well as the dangers still present after the... (Read More)

Even the jobsites run by the most seasoned construction managers can have things go very wrong. It only takes one mishap for everything to spiral out of control and for a construction project to be shut down. When work shuts down, no one is happy... (Read More)

Any contractor who transports materials that could potentially create environmental pollution needs liability protection. When cargo is released into the environment — for example, a truck overturns and spills industrial cleaning solution into a... (Read More)

Construction is a dangerous job. Did you know that more than 20 percent of occupational fatalities are in construction? Construction workers engage in any number of hazardous activities that expose them to injuries, including falls from roofs, being... (Read More)

Something you may be asked about when assessing a building or performing contracting duties is to assess the risk of lead poisoning. Lead was used for many years in paints and other products found in and around our homes, schools and office... (Read More)

As a professional upholstery and carpet cleaner, you help your customers maintain their soft furnishing and floor coverings so they stay sanitary and last longer. There's no replacement for professional cleaning services — even regular vacuuming... (Read More)

Construction contractors put themselves at risk every single day on the job, facing unknown risks when working with heavy equipment and often from scaffolds at great heights. The job is demanding and has special challenges. One of the challenges... (Read More)

Asbestos is a naturally occurring substance that was regularly used in housing insulation from the 1940s through the 1970s. It was flame retardant and an inexpensive material to use in home construction. Not only was it used in insulation, but also... (Read More)

Are you the owner and operator of a general contracting business? Do you work in commercial or residential buildings? If your revenues are under $10 million, you may be able to benefit from a construction general liability policy. Here at C&S... (Read More)